Average mortgage loan-taker age in USA, Canada and EU is 32-38 years. Mortgage terms is usually 12 to 30 years, depending on the loan-taker's wage.

If you cannot complete the scheduled mortgage payment in time, you may face additional fees, and damage for your credit-score.

Currently, the mortgage scheduled payments are 20-60% more than average rent payments for the same level accomodations, depending on property location (10-30% more in rural area, 50-70% more in big cities).

Rescuer syndrome is psychological mechanism, which includes, but is not limited to tendency of actively taking responsibility of others' well-being, helping them and interrupt in situations that require support (sometimes, even without consent).

Victim syndrome is psychological mechanism, which includes, but is not limited to tendency of emphasizing personal sufferings, feeling oneself forceless and pass the responsibility on circumstances or other people.

International Monetary Fund (IMF) is an international organization that tries to contribute to global economical growth and stability by providing financial and consultational support to its member-states. Currently, it includes almost all independent states in the world (190 countries).

The ways of IMF support usually includes, but is not limited to long-term and low-interest tranche-divided conditional* loans, non-loan financial conditional* supportion, qualification improvement for govermental workers. Conditional loans and supportion are the most oftenly used forms for development programs by IMF.

*Conditions include radical implementation budget-centered economy, structural reforms, and macro-economical monetary-loan changes. If the country does not face the required conditions after support, it usually doesn't get other types of development programs in the future.

Decisions in IMF are correlated to member quotas - as much you contribute to IMF as big your vote is. For example, the US has the biggest quota of 16.5% vote rate. For average decisions of small development and support programs the IMF office must get 50>% of votes for agreement to "use" the money. In important cases, such as providing support to post-war countries or after-overthrow newly formed governments, the office must get more than 85% of votes. In such cases the USA has the "veto right", because without its vote of 16.5% the decision cannot be accepted.

The main competitor of IMF is (Export-Import) Exim Bank of China. 100% of votes in it is depended on China's government interests.

Policy of post-growth is an idea of denial of constant economical growth in favor of stabilized and balanced development. The main idea is shifting of the focus from quantifiable growth of GDP to increase of quality of life, social well-being, and ecological sustainability. The traits of the policy of post-growth may include, but are not limited to reducing of overconsumption, preference of local citizens' interests, and redistribution of wealth.

Beside the decades of rough capitalistic conditions and cultural hierarchal inequality in East Asia (which includes South Korea, Japan, China, and Taiwan), new gen-Z workers are drastically changing the political diversity and common human well-being index.

Forced voting methods include penalty fines, short-term imprisonment, and other punishments.

For example, in Australia electors who didn't vote get a penalty fine. First-time penalty is about 15$, and can be increased up to 35$ for repetition. On the other hand, other countries, such as Brazil, put small fines less than a 1$. For the purpose of these debates, such small and unsignificant punishments are considered insufficient.